Key features include a complimentary Fitpass Pro membership, discounts on fitness-related purchases, milestone benefits, and attractive reward points.

Applicants must be at least 18 years old, have a stable source of income, and meet the bank’s creditworthiness and documentation requirements.

Commonly required documents include proof of identity (e.g., Aadhaar, PAN), proof of address, proof of income (e.g., salary slips or ITR), and passport-size photographs.

You can apply online via the SBI Card website or app, or offline by visiting an SBI branch.

Typically, it takes 7-15 working days for the application to be processed and the card to be dispatched.

The annual fee for the SBI Pulse Credit Card is ₹1,499 plus applicable taxes.

Yes, a one-time joining fee of ₹1,499 plus taxes applies, which is charged during card issuance.

Yes, the annual fee may be waived if you achieve a specified annual spending threshold, as outlined by SBI Card.

The interest rate varies depending on the customer’s credit profile and ranges between 3.5% to 3.75% per month.

Cardholders receive a free 1-year Fitpass Pro membership, which provides access to gyms, fitness studios, and online workout sessions across India.

You can earn accelerated reward points on fitness-related purchases and regular reward points on other categories.

On achieving specific spending milestones, you may earn bonus reward points or other fitness-related benefits.

While the card is fitness-focused, it may also include complimentary access to domestic airport lounges.

Reward points can be redeemed for a wide range of options, including fitness merchandise, vouchers, and statement credit, via the SBI Card rewards portal.

Yes, reward points typically expire after 2 years from the date of accrual.

You should immediately report the loss to the SBI Card customer care helpline to block the card and prevent unauthorized transactions.

You can call the 24×7 helpline number mentioned on the SBI Card website or email customer support for assistance.

Yes, SBI Pulse Credit Card offers zero liability protection against unauthorized transactions if reported promptly.

Yes, eligible purchases can be converted into EMIs at attractive interest rates through the SBI Card platform.

Yes, a 1% fuel surcharge waiver is available on transactions between ₹500 and ₹4,000 at fuel stations in India.

Existing SBI cardholders can request an upgrade if they meet the eligibility criteria.

The benefit is optional, and not utilizing it does not affect your card usage or other benefits.

Yes, you can apply for add-on cards for eligible family members, subject to SBI Card policies.