SBI SimplyClick Credit Card 2024 – Offers, Features, Charges

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Are you looking for an SBI SimplyClick Credit Card? We have covered a detailed review of the SBI SimplyClick Credit Card (2024). You can checkout Eligibility Criteria, Features, Benefits, Fees & Apply Online.

SBI SimplyCLICK Credit Card

SBI SimplyClick Credit Card (2024)

Get your SBI SimplyClick Credit Card. Easily apply for the Credit Card online.

Are you in search of a credit card that simplifies your spending while offering a host of enticing benefits?

Look no further than the SBI SimplyClick Credit Card! In today’s fast-paced world, credit cards have become indispensable tools, and choosing the right one is crucial.

Our blog post, SBI SimplyClick Credit Card – Offers, Features, and Charges is your comprehensive guide to this remarkable financial companion. We’ll delve into the wealth of offers and rewards it brings to the table, the attractive features that set it apart from the rest, and, of course, a clear breakdown of the associated charges.

As you read through, you’ll discover how this card can transform your financial landscape, making your spending smarter and more rewarding. Don’t miss out on the opportunity to unlock a world of benefits – read on to empower your financial journey with the SBI SimplyClick Credit Card!


Benefits for SBI SimplyClick Credit Card

Owning the SBI SimplyClick Credit Card comes with a plethora of advantages that cater to the diverse needs and lifestyles of cardholders. Let’s dive into the key benefits:

Benefits for SBI SimplyClick Credit Card
Benefits for SBI SimplyClick Credit Card
  • Rewarding Online Shopping: The SBI SimplyClick Credit Card is tailored for the digital age, offering accelerated rewards and cashback for online purchases. Whether you’re shopping for fashion, electronics, or groceries, you can earn substantial rewards every time you click that ‘buy’ button.
  • Welcome Bonus: As a warm welcome gesture, cardholders often enjoy an enticing welcome bonus, which can include vouchers or bonus reward points, setting a promising tone for their credit card journey.
  • Dining Delights: For the food enthusiasts, this card extends dining privileges in the form of discounts and cashback at partner restaurants, making your culinary experiences even more delightful.
  • Entertainment Offers: Enjoy access to exclusive entertainment offers, which can include discounts on movie tickets and events, ensuring that your leisure activities are more affordable and enjoyable.
  • Fuel Surcharge Waiver: Say goodbye to those pesky fuel surcharges when you use your SBI SimplyClick Credit Card at petrol stations. You’ll save more on every fill-up.
  • Easy Bill Payments: Simplify your life by setting up automatic bill payments through your credit card, ensuring you never miss a due date and helping you build a strong credit score.
  • Worldwide Acceptance: With its international validity, this card is your trusted companion on your travels, offering convenience and peace of mind wherever you go.
  • Online Utility Bill Payment: Paying your utility bills is a breeze with the SimplyClick Credit Card, allowing you to earn rewards on everyday expenses.
  • Flexible Redemption Options: The rewards you earn can be redeemed for a variety of options, including gift vouchers, statement credits, and more, giving you the flexibility to choose what suits you best.
  • Contactless Technology: Enjoy the convenience and security of contactless payments, making transactions faster and safer.

Features for SBI SimplyClick Credit Card

The SBI SimplyClick Credit Card boasts a range of features designed to enhance the cardholder’s experience and make their financial journey more convenient and rewarding. Here’s an in-depth look at the key features:

  • Online Shopping Rewards: This card is tailored for the digital age, offering accelerated rewards for online purchases. Cardholders earn bonus reward points for spending on e-commerce platforms, making online shopping more cost-effective.
  • Fuel Surcharge Waiver: Say goodbye to fuel surcharges when you use your SBI SimplyClick Credit Card at petrol stations. This feature not only saves you money but also simplifies fuel expenses.
  • Dining Benefits: Enjoy discounts and cashback at partner restaurants, making dining out more affordable and pleasurable. This feature is perfect for food enthusiasts and frequent diners.
  • Entertainment Privileges: Cardholders often gain access to exclusive entertainment offers, including discounts on movie tickets and event bookings, enhancing their leisure experiences and saving money.
  • Welcome Bonus: A generous welcome bonus, typically in the form of reward points or vouchers, provides an immediate benefit to new cardholders, setting a positive tone for their credit card journey.
  • Flexible Redemption: The rewards earned can be flexibly redeemed for a variety of options, including gift vouchers, statement credits, or even more online shopping, giving cardholders freedom in how they use their rewards.
  • Bill Payment Convenience: Simplify bill payments by setting up automatic payments through your credit card, ensuring bills are paid on time and helping build a strong credit history.
  • Global Acceptance: With international validity, this card is a reliable companion for travelers, offering convenience and peace of mind wherever they go.
  • Contactless Technology: The card comes equipped with contactless payment technology, making transactions faster and more secure.
  • Online Utility Bill Payment: Paying utility bills is a breeze, allowing cardholders to earn rewards on everyday expenses.
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These features collectively make the SBI SimplyClick Credit Card a versatile financial tool. It not only simplifies spending but also adds significant value to various aspects of the cardholder’s life. Whether it’s saving on fuel, dining out, or enjoying entertainment, this card is designed to cater to diverse needs while making every transaction more rewarding.


Eligibility Criteria for SBI SimplyClick Credit Card

To obtain the SBI SimplyClick Credit Card, applicants need to meet specific eligibility criteria set by State Bank of India. Here’s an outline of the requirements applicants need to fulfill:

Eligibility Criteria for SBI SimplyClick Credit Card
  • Age: The primary cardholder should be between 21 to 60 years of age. Supplementary cardholders, if any, should be at least 18 years old.
  • Nationality: The applicant should be an Indian citizen or a Non-Resident Indian (NRI) meeting SBI’s criteria.
  • Credit Score: A good credit score is often a prerequisite. While the specific score may vary, a higher credit score increases the chances of approval.
  • Income: Applicants should have a steady source of income. SBI typically specifies a minimum income requirement, which may vary depending on the location and the card variant.
  • Employment: Applicants should be salaried or self-employed professionals/businesspersons. They may be required to provide proof of employment or business documents.
  • Residential Status: Applicants should be residents of India or meet SBI’s NRI criteria.
  • Documentary Proof: The applicant must provide valid KYC (Know Your Customer) documents, which typically include identity proof, address proof, and income proof.
  • Existing Credit Relationships: SBI may consider the applicant’s existing credit relationships, outstanding debts, and repayment history.

How to Apply for SBI SimplyClick Credit Card

Applying for the SBI SimplyClick Credit Card is a straightforward process. Here’s a step-by-step guide to make the application process easier:

How to Apply for SBI SimplyClick Credit Card
How to Apply for SBI SimplyClick Credit Card

Step 1: Check Eligibility Before applying, ensure that you meet the eligibility criteria mentioned earlier. This will save you time and increase your chances of approval.

Step 2: Gather Required Documents Collect the necessary documents, including identity proof, address proof, and income proof. This may include your Aadhar card, PAN card, passport, utility bills, salary slips, and more.

Step 3: Visit the SBI Official Website Go to the official State Bank of India website. You can also visit your nearest SBI branch if you prefer an offline application.

Step 4: Navigate to the Credit Card Section On the SBI website, find the ‘Credit Cards’ section. You’ll usually find a list of available credit cards, including the SimplyClick Credit Card.

Step 5: Choose the SimplyClick Credit Card Select the SBI SimplyClick Credit Card as your choice of credit card.

Step 6: Check Features and Fees Review the card’s features, benefits, and fees to make sure it aligns with your needs.

Step 7: Click on ‘Apply Now‘ Look for the ‘Apply Now’ or ‘Apply Online’ button and click it.

Step 8: Fill in the Application Form Complete the online application form with your personal, contact, and employment details. Make sure all the information is accurate and matches your documents.

Step 9: Upload Documents Scan and upload the required documents, including identity and address proof, income proof, and passport-sized photographs.

Step 10: Review and Submit Double-check all the information you’ve provided. Once you’re satisfied, submit the application.

Step 11: Application Reference Number After submission, you’ll receive an application reference number. Note this number for future reference.

Step 12: Wait for Approval SBI will review your application. This may take some time. You can check the status of your application on the SBI website using your reference number.

Step 13: Verification SBI may contact you for further verification if needed. Be prepared to provide additional documents or information if requested.

Step 14: Receive Your Card Once your application is approved, you will receive your SBI SimplyClick Credit Card at your registered address. Activate the card as per the instructions provided with it.

Applying for the SBI SimplyClick Credit Card is a user-friendly process, and by following these steps, you can streamline your application and increase your chances of receiving this versatile financial tool.


Fees and Charges

The SBI SimplyClick Credit Card, like any other credit card, comes with a schedule of fees and charges that cardholders should be aware of. Here’s a breakdown of the different types of fees and charges associated with this card:

  • Joining Fee: Cardholders may be required to pay a one-time joining fee when they apply for the card. This fee is typically non-refundable.
  • Annual Fee: The SBI SimplyClick Credit Card may have an annual fee, which is payable every year for the card’s continued use. Some cards offer a waiver of the annual fee if a certain spending threshold is met.
  • Interest Charges: If you carry a balance on your card by not paying the full outstanding amount by the due date, you will incur interest charges, also known as finance charges. These charges can be significant and are calculated based on the outstanding balance.
  • Cash Withdrawal Fee: When you use your credit card to withdraw cash from ATMs, you may be charged a cash withdrawal fee, which is a percentage of the amount withdrawn.
  • Late Payment Fee: Failing to pay the minimum amount due by the due date will result in a late payment fee. It’s essential to pay your credit card bill on time to avoid these charges.
  • Overlimit Fee: If you exceed your credit limit, you may incur an overlimit fee. It’s advisable to stay within your approved credit limit to avoid this charge.
  • Foreign Transaction Fee: When you make purchases in a foreign currency or while abroad, a foreign transaction fee is applied as a percentage of the transaction amount.
  • Card Replacement Fee: If you lose your card or it gets damaged, you might have to pay a fee for card replacement.
  • Statement Retrieval Fee: Requesting duplicate statements or older statements might come with a fee.
  • Service Tax: The government may impose service tax on various credit card charges.
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Rewards and Offers

The SBI SimplyClick Credit Card is designed to make every rupee you spend count by offering a range of rewards and attractive offers. Here’s a glimpse of what cardholders can look forward to:

SBI SimplyClick Credit Card Rewards
SBI SimplyClick Credit Card Rewards
  • Reward Points: With the SBI SimplyClick Credit Card, you earn reward points for every purchase. These points can be redeemed for a variety of options, including gift vouchers, statement credits, or more online shopping. This means you can get more value out of your regular expenses.
  • Welcome Bonus: Cardholders often enjoy a generous welcome bonus when they receive the card. This can include bonus reward points or vouchers that provide an immediate boost to your rewards balance.
  • Online Shopping Rewards: This card is tailor-made for online shoppers. You can earn accelerated reward points for your online purchases, making it a go-to card for those who love e-commerce.
  • Dining Discounts: Enjoy dining out with special discounts at partner restaurants. It’s a great way to save money while savoring your favorite cuisines.
  • Entertainment Privileges: Access exclusive offers on entertainment, such as discounts on movie tickets and event bookings. This makes your leisure time more affordable and enjoyable.
  • Fuel Surcharge Waiver: Save on fuel expenses by getting a waiver on fuel surcharges when using your card at petrol stations.
  • Contactless Payments: The card is equipped with contactless technology, making transactions faster and more secure. It’s a convenient and modern way to pay.
  • Bill Payment Convenience: Simplify your life by setting up automatic bill payments through your credit card. This not only ensures you never miss a due date but also helps you build a strong credit history.
  • Worldwide Acceptance: With international validity, this card is your trusted companion on your travels, offering convenience and peace of mind wherever you go.
  • Online Utility Bill Payment: Paying your utility bills is a breeze with the SimplyClick Credit Card, allowing you to earn rewards on everyday expenses.

Customer Support

State Bank of India (SBI) offers robust customer support services for SBI SimplyClick Credit Card holders. Here’s how cardholders can reach out for assistance and resolve any queries:

  • Customer Care Hotline: SBI has a dedicated customer care hotline that cardholders can contact. The phone number is usually printed on the back of the credit card, and it’s available 24/7. Cardholders can call this number for assistance with account-related queries, reporting lost or stolen cards, or any other card-related issues.
  • Online Help: The official SBI website provides a comprehensive FAQ section that answers many common questions. Cardholders can browse through this section to find quick solutions to their queries.
  • Email Support: SBI often provides an email address where cardholders can send their inquiries or concerns. This allows for written communication and documentation of the correspondence.
  • Branch Visits: Cardholders can visit their nearest SBI branch to speak with a customer service representative in person. This can be particularly helpful for more complex issues or account management.
  • Mobile App and Online Account Management: SBI typically offers a mobile app and an online portal for cardholders to manage their accounts, check balances, view transactions, and more. This digital self-service can be a quick way to access account information and even request support.
  • Chat Support: Some banks also offer online chat support through their website or mobile app, allowing cardholders to chat with a customer service representative in real-time.
  • Social Media: SBI may have a presence on social media platforms where cardholders can ask questions or seek assistance. Be sure to check if this option is available and official.
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Frequently asked questions (FAQs)

What are the key features of the SBI SimplyClick Credit Card?

The key features of the SBI SimplyClick Credit Card include:

Online Shopping Rewards: You can earn accelerated rewards when you shop online, including on popular e-commerce websites.
Dining Discounts: Enjoy discounts at partner restaurants and dining outlets.
Contactless Payments: The card offers contactless payment options for convenient and secure transactions.
Fuel Surcharge Waiver: You can get a fuel surcharge waiver at eligible petrol stations.
Annual Fee: The card may have an annual fee, but it might be waived for the first year.
Reward Point Redemption: You can redeem the reward points you earn for various benefits.

How can I apply for the SBI SimplyClick Credit Card online?

You can apply for the SBI SimplyClick Credit Card online by visiting the SBI Card website. The online application process typically involves filling out an application form, providing your personal and financial information, and submitting the required documents.

Are there any joining fees associated with this credit card?

The SBI SimplyClick Credit Card may have joining fees, but these fees are often waived for the first year as part of promotional offers. Be sure to check the latest terms and conditions.

Can I earn rewards on my everyday online shopping with this card?

Yes, you can earn rewards on your everyday online shopping with the SBI SimplyClick Credit Card. It offers accelerated rewards for online purchases on partner websites.

What is the annual fee for the SBI SimplyClick Credit Card, and is it waived for the first year?

The annual fee for the SBI SimplyClick Credit Card may apply, but it is often waived for the first year. The terms and conditions may vary, so it’s essential to verify the current fee structure.

How do I redeem the reward points earned with my SBI SimplyClick Credit Card?

To redeem the reward points earned with your SBI SimplyClick Credit Card, you can visit the SBI Card website or contact their customer support. The redemption options typically include merchandise, gift vouchers, and more.

Is there a foreign transaction fee for using this card abroad?

The SBI SimplyClick Credit Card may have foreign transaction fees when used abroad. It’s advisable to review the card’s terms and conditions for details on international usage charges.

What is the minimum income required to be eligible for the SBI SimplyClick Credit Card?

The minimum income required to be eligible for the SBI SimplyClick Credit Card may vary, and it is determined by the card issuer. You can check the specific income eligibility criteria on the SBI Card website.

How can I contact SBI customer support for queries or assistance with my credit card?

You can contact SBI customer support for queries or assistance with your credit card by calling their customer care hotline, visiting an SBI branch, or using the online support options available on the SBI Card website.

Does the SBI SimplyClick Credit Card offer any discounts on fuel purchases?

The SBI SimplyClick Credit Card may offer fuel surcharge waivers at eligible petrol stations, providing savings on fuel purchases. Check the card’s terms and conditions for details.

What’s the process for reporting a lost or stolen SBI SimplyClick Credit Card?

In case of a lost or stolen SBI SimplyClick Credit Card, it’s important to report it immediately to the SBI Card customer support. They will guide you through the necessary steps to ensure the security of your card.


Final Thought on SBI SimplyClick Credit Card

In conclusion, our blog post has provided a comprehensive overview of the SBI SimplyClick Credit Card, covering its key aspects to help you make an informed decision. Here’s a quick recap of the main points:

Benefits: We highlighted the numerous advantages of owning the SBI SimplyClick Credit Card, such as rewarding online shopping, dining benefits, entertainment privileges, and more.

Features: We delved into the essential features of the card, including online shopping rewards, fuel surcharge waiver, contactless technology, and flexible redemption options, making it a versatile financial tool.

Eligibility Criteria: We outlined the requirements applicants need to fulfill to obtain this card, including age, nationality, credit score, income, and more.

How to Apply: We provided a step-by-step guide on how to apply for the SBI SimplyClick Credit Card, from checking eligibility to submitting the application.

Fees and Charges: We explained the different types of fees and charges associated with the card, emphasizing the importance of understanding these costs to manage your finances effectively.

Rewards and Offers: We highlighted the attractive rewards and offers provided by the card, from reward points to dining discounts and entertainment privileges.

Customer Support: We discussed the various customer support services offered by SBI for addressing cardholder queries and concerns.

We encourage our readers to seriously consider the SBI SimplyClick Credit Card for their financial needs. With its array of benefits, user-friendly features, and rewarding offers, this card can simplify your spending, enhance your lifestyle, and add substantial value to your financial journey.

Make the most of your expenses and unlock the world of possibilities with the SBI SimplyClick Credit Card.

Apply today and experience the difference it can make in your financial life!

SBI SimplyClick Credit Card

  • Joining Fees
  • Annual Fees
  • Rewards
  • Features and Benefits
  • Customer Care
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Disclaimer: The content on this website serves purely informational purposes and is not intended to disparage any company or service. The provided information is shared based on knowledge and experience. Therefore, it is advisable to conduct your own research before placing complete trust in the information presented.


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